<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
                            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- ══════════════════════════════════════════════════════
       Rupyah Financial Consultancy — XML Sitemap
       https://www.rupyah.com | SEBI Registered | India
       Generated: 2026-04-30
       ══════════════════════════════════════════════════════ -->

  <!-- ── Homepage ──────────────────────────────────────── -->
  <url>
    <loc>https://www.rupyah.com/</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- ── Core Anchor Sections (on-page, high crawl value) ─ -->

  <!-- Services -->
  <url>
    <loc>https://www.rupyah.com/#services</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Our Process -->
  <url>
    <loc>https://www.rupyah.com/#our-process</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Our Team -->
  <url>
    <loc>https://www.rupyah.com/#team</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Market Insights (future page) -->

  <!-- Contact / Book Consultation -->
  <url>
    <loc>https://www.rupyah.com/#contact</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ── Future Pages (add when live) ─────────────────── -->
  <!--
  <url>
    <loc>https://www.rupyah.com/blog/</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.rupyah.com/sebi-registration/</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://www.rupyah.com/financial-calculators/</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  -->

</urlset>
